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Certification Programs

Certification programs offered by DBJ

DBJ certification programs are original screening systems developed by DBJ, under which enterprises are rated on the level of their environmental initiatives, anti-disaster and business continuity measures, and consideration for employee health. Loan conditions are set on the basis of these evaluations. DBJ offers a range of Certification Programs, including the Environmentally Rated Loan Program, DBJ Enterprise Disaster Resilience Rated Loan Program, and DBJ Employees' Health Management Rated Loan Program.

By analyzing information on firms'environmental management, business continuity capabilities, and health management, DBJ seeks to visualize the non-financial aspects of enterprises. This information is incorporated into evaluations to provide a more complete picture of each company. DBJ's certification programs are an important way in which the bank supports its clients' business activities.

Advantages of using the certification programs

  • Discounted interest rates are available to firms showing strong corporate initiative.
  • Environmental ratings, BCM ratings, and employee health management ratings are implemented in parallel with the usual due diligence.
  • DBJ carries out monitoring after loans are executed, providing information on the company's efforts to stakeholders and the market on behalf of the client.

Related news

  • DBJ Wins Good Practice Award: Principles for Financial Action for the 21st Century
    In recognition of its certification programs, DBJ received the Ministry of the Environment's Good Practice of the Principles for Financial Action towards a Sustainable Society (Principles for Financial Action for the 21st Century) award in the Deposits, Loans, and Leasing sector, 2011. (March 13, 2011)

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