Certification Programs

About Certification Programs

DBJ certification programs use a screening system independently developed by DBJ to evaluate corporate non-financial information. The evaluation results are reflected in the terms and conditions of the respective investments. There are three certification programs: the Environmentally Rated Loan Program to evaluate environmental and sustainability management measures, the BCM Rated Loan Program to evaluate disaster preparedness and business continuity measures, and the Employees’ Health Management Rated Loan Program to evaluate health management measures.

The benefits for customers -public relations opportunities targeting stakeholders; preferential interest rates, based on ratings; and diversification of financing.

DBJ widely supports customer measures and also contributes to the creation of a sustainable society through these certification programs.