Home > Financial Services > Financing > Certification Programs > DBJ Environmentally Rated Loan Program

DBJ Environmentally Rated Loan Program

In June 2001, DBJ became the first Japanese bank to sign the UNEP Statement by Financial Institutions on the Environment and Sustainable Development. In addition, DBJ signed the Principles for Financial Action towards a Sustainable Society (Principles for Financial Action for the 21st Century). In these ways, DBJ supports the environmental management of companies by finance in order to realize the sustainable society.

About DBJ Environmentally Rated Loan Program

DBJ initiated its Environmentally Rated Loan Program in 2004 in order to support the environmental efforts of companies.
DBJ Environmentally Rated Loan Program is a loan program utilizing a screening (rating) system developed by DBJ that evaluates enterprises on the level of their environmental management and then sets financial conditions based on these evaluations. This was the world's first incorporation of environmental ratings in financing menus.

Features

  • Loans with discounted interest rates according to the Environmental Rating
    DBJ evaluates the environmental efforts of corporations and applies three different interest levels based on the result of the evaluation.
  • Fair and neutral evaluation based on global environmental trends
    Every year, DBJ convenes an Environmental Ratings Advisory Committee and renews a screening sheet annually reflecting the international environmental tendencies.
  • Ratings determined through interviews with clients
    DBJ conducts interviews directly with the people in charge.
  • A lot of evaluation results
    Details are here
  • Applicability to a wide range of clients
    Various kinds of industries, from regional medium-sized companies to large companies
  • Use of Program logo
    Companies that are rated under the DBJ Environmentally Rated Loan Program can use Program Logo. They can use the Logo in the websites and the repots they publish.

UP

Services

Procedure

Overview of Environmental Screening
  • Evaluate client's environmental efforts from three major aspects, General management, Business activities and Environmental performance by approximately 120 queries and provide score out of 250.
  • Different queries for different sectors.
  • Queries reviewed annually to incorporate the market development through Environmental Ratings Advisory Committee with external experts.
Assessment items (eg. Manufacturing)

Assessment items (eg. Manufacturing)

Schedule

Environmental ratings are performed through preliminary screening, interviews and secondary screening.

  • Preliminary screening, based on research into public information on the company's environmental efforts.
  • Interviews to acquire undisclosed information.
  • Secondary screening, with all team members working toward a fair deliberation.
  • Decision on environmental rating.
  • Following execution of loan, details of rating delivered to companies specified by clients.

Schedule

Target clients

Clients who are located in Japan and meet the requirements established by DBJ.

Use of funds

As with ordinary loans, open-ended in principle (except for loans with interest subsidy).

UP

Financing record of the DBJ Environmentally Rated Loan Program

A total of 95 billion yen in loans (525 projects), as of March 31, 2016

UP

UP

Awards

2013/10/15
Environment Reconstruction Support Syndicated Loan received the Green Purchasing Awards Grand Prize / Prize of the Minister of Environment.
2011/04/20
Environmental Rated Syndicated Loan “Econowa” received the ADFIAP Awards Regional Development Special Prize.
2009/05/21
Environmental Rated Loan Program received the ADFIAP Awards Environmental Sector Prize.
2004/11/25
Environmental Rated Loan Program received the Eco Products Grand Prize, Promotion Council Chairman Prize.

UP

Page Up