Overview of DBJ's First Medium-Term Management Plan
(Announced October 2, 2008)

DBJ is a unique financial institution in terms of the integrated investment and loan services that it provides. We aim to take advantage of our position and earn the trust of our clients. As part of this process, we have formulated our First Medium-Term Management Plan, "Challenge 2010: Establishing Integrated Financial Services for Investments and Loans," through the fiscal year ending March 31, 2011.

The period of the First Medium-Term Management Plan will be dedicated to establishing integrated investment and loan services and building a foundation of core strengths. As specific long-term strategies, we have determined engagement policies for establishing integrated investment and loan services, measures for full-scale expansion into overseas markets and plans for diversified funding.