Efforts to preserve natural capital and biodiversity (disclosure based on the TNFD recommendations)

Governance

For the DBJ Group's governance system, please see the Sustainability Management System page.

Strategy

The DBJ Group recognizes that it is dependent on and impacts natural capital not only through its own activities, but also through the economic activities of its investment and loan customers. The DBJ Group seeks to identify the risks and opportunities arising from the interdependence between economic activities and natural capital, and to contribute to the transition to a nature-positive economy by supporting customer initiatives.

Diagram of relationship between Economic Activities and Natural Capital. DBJ Group and Customers are linked by "Risks and opportunities through investments and loans," showing "Dependency" on and "Impact" on Natural Capital (water, air, soil, animals, plants, oceans, and more).

Examples of DBJ Group initiatives for natural capital and biodiversity

Finance
Knowledge
  • Provision of consulting services on customers' natural capital and biodiversity initiatives
  • Publication of research reports on natural capital and biodiversity
Partnership
  • Conclusion of the partnership agreement with Kagawa University on the Seto Inland Sea restoration project (won the first NIKKEI Blue Ocean Award in the biodiversity category)
  • Establishment of the Finance Alliance for Nature Positive Solutions (FANPS) by four financial institutions to promote and support efforts to achieve nature positive transformation

Risk Management

Our Policy on Investments and Loans with Environmental and Social Considerations defines our policy aims for investment and loan activities in the financing of businesses and specific sectors that are likely to pose significant risks or negative impacts on the environment and society. In line with the Equator Principles, the business units and the Structured Finance Department (specifically, the Environmental & Social Assessment Office) identify, assess, and monitor environmental and social risks in project finance and related activities.

Metrics and Targets

  Target Actual
GRIT-related investment and loan amounts (cumulative since fiscal 2021) ¥5.5 trillion Fiscal 2025 ¥4.6 trillion Fiscal 2024