DBJ Environmentally Rated Loan Program

DBJ Environmentally Rated Loan Program is a loan program utilizing a screening (rating) system developed by DBJ that evaluates enterprises on the level of their environmental management and then sets financial conditions based on these evaluations. This was the world's first incorporation of environmental ratings in financing menus. For more details, please visit the relevant page of the DBJ’s website.

(As of 30 September 2017)

Case Study No.1

Features of the Assessment

1. (1)
   The company has begun to shift from environmental management to CSR management as backed by their initiation of the confirmation process of the consistency between their business strategies and ESG aspects and by the development of the CSR report from the environmental report.
2. (2)
   The company has continuously used the “eco-product certification system” and made efforts to reduce the aggregate amount of green-house gas emission throughout the entire product life cycle. Furthermore, the company has, pursuant to the medium-term roadmap, focused on progressing and expanding the product lineup certified as “eco-products” and on increasing the ratio of those products to total sales.
3. (3)
   The company places importance on human resource development and provides various training opportunities through which the employees and staff can learn to apply improved techniques and knowledge indispensable to the agricultural machinery production sites. It also implements ingenious initiatives unique to the company, aiming to enhance the competitiveness of Japanese agricultural businesses by assisting “Agri-Heroes” with the utilization of state-of-the-art machineries and information technology and by offering comprehensive consulting services.

Case Study No.2

Features of the Assessment

1. (1)
   The environmental management system has been promoted group-wide, led by CSR Committee, in such means as setting the medium-term environmental goals both for the group as a whole and for the respective individual companies, supplying environmental education, and collecting environmental burden data in aggregate in connection with the whole of their business activities.
2. (2)
   The company has continuously undertaken, in accordance with its mid- and long-term investment plan, the reduction of negative impacts on the environment, including through the energy efficiency improvement of railway infrastructure, rolling stock and other assets as well as the introduction of LED lighting.
3. (3)
   The company commits to offering value-added services which will encourage modal shift and to actively making them public. The company engages in a series of regional promotional initiatives, the so-called Kintetsu area campaign, in partnership with various municipalities; adapts to the increasing demand of international passengers, including through the sale of specially designed tickets; improves electric train vehicles so that passengers feel more comfortable; and facilitates barrier-free access by all users of their railway assets and facilities.

Case Study No.3

Features of the Assessment

1. (1)
   The company has set up the “environment-conscious design management course” based on its unique concept and endeavors in its plant design process to reduce environmental burdens throughout the entire product life-cycle, including the operation, upgrade and renewal stages.
2. (2)
   The company provides developed operational management systems, including the CoSMoS (combustion sensing monitor system); the 24-hour “remon” (remote monitoring) system; and the “maron” (maintenance assist remote online) system for distributing in-facility images and video, ensuring the stable continuous operation of the plants and contributing to the reduction of negative consequences on the environment.
3. (3)
   The company, as a leading company of the EfW (energy from waste) generation business, focuses on making use of big-data, committing to environment improvement works, facilitating the efficient and effective use of resources, and advancing technological development towards the increased usage of renewable energy.

Case Study No.4

Features of the Assessment

1. (1)
   The company has identified eight important issues, not simply from environmental aspect but also from the broader context of social issues. In accordance with the Vision for 2025 (FURUKAWA Power & Passion 150) highlighted in its Medium-Term Business Plan, individual committees address the identified issues for which they are responsible and through the plan–do–check–act cycle undertake to realize the ideal form of CSR activities after achieving the goals as set forth in the Vision for 2025.
2. (2)
   Companywide Product Safety Committee selects environmentally friendly products based on their unique and advanced technological competencies. The company sets KPIs based on the environmental and social contributions of their primary products, and endeavors to spread the distribution of those eco-products through such means as financial incentives on their sale.
3. (3)
   While actively communicating with various stakeholders such as local community residents and academic and other experts, the company seriously addresses biodiversity and ecosystem protection issues through a wide range of activities, including the restoration of forest and the afforestation of abandoned or dormant mine sites and provides societal value through the preservation of mining sites as Heritage of Industrial Modernization sites and the accommodation of public access to mining facilities.