DBJ Environmentally Rated Loan Program

DBJ Environmentally Rated Loan Program is a loan program utilizing a screening (rating) system developed by DBJ that evaluates enterprises on the level of their environmental management and then sets financial conditions based on these evaluations. This was the world's first incorporation of environmental ratings in financing menus. For more details, please visit the relevant page of the DBJ’s website.

(As of 30 September 2019)

Case Study No.1

Features of the Assessment

1. (1)
   The company has explicitly declared its contribution to a sustainable society through establishing the Sustainability Promotion Committee chaired by the CEO and starting a medium-term management plan based on seven material issues identified and addressed by the management.
2. (2)
   The company has contributed to solving issues such as climate change, environmental loading reduction and efficient use of resources through certifying products and technologies which contribute to the SDGs and the creation of a sustainable society as “Sumika Sustainable Solutions” and promoting their development and dissemination.
3. (3)
   The company has actively tackled climate change issues through supporting the Task Force on Climate-Related Financial Disclosures (TCFD) and acquiring certification of greenhouse gas reduction targets under the Science Based Targets initiative (SBTi). It has also tackled plastic waste issues, especially in the ocean, throughout the value chain by involvement in external initiatives such as the Alliance to End Plastic Waste (AEPW) and the Clean Ocean Material Alliance (CLOMA).

Case Study No.2

Features of the Assessment

1. (1)
   The company focuses on the sustainable use of fishery resources. It has acquired the world's first Aquaculture Stewardship Council (ASC) certification for cultured Buri Yellowtail, using their unique aquaculture technology, and has actively procured Marine Stewardship Council (MSC) certified fish. Moreover, they have worked to build a sustainable supply chain by conducting large-scale surveys on fishery resource procurement and other surveys on CSR procurement.
2. (2)
   The company has continued efforts to reduce environmental impact in the manufacturing process across the group, such as by collecting fish oil discharged during the refinement process for health product eicosapentaenoic acid (EPA) and reutilizing it in the form of biomass energy, as well as efforts to raise consumers’ environmental awareness toward reducing food loss.
3. (3)
   The company has established a company-wide sustainability management system based on top management’s CSR Action Declaration and, based on the expectations of stakeholders, identified material non-financial issues that impact business strategies.

Case Study No.3

Features of the Assessment

1. (1)
   The company has promoted company-wide, including its top management, advanced sustainability management tied with management strategies through the establishment of the ESG Committee and its Chief ESG Management Officer (C “ESG” O).
2. (2)
   In procurement of palm oil and other raw materials, the company implements efforts to build a sustainable supply chain at an advanced level through engaging in dialogue and guidance for improvement with its suppliers, while giving particular consideration to the environment and human rights.
3. (3)
   Addressing its “Solutions through Foods Creation” management goal, the company promotes R&D from a long-term perspective and strives to innovate with vegetable materials to contribute to solutions for social issues.

Palm fruits and Oils/fats products using palm fractionation technologies